asya śrīnārāyaṇahṛdayastōtramantrasya bhārgava ṛṣiḥ, anuṣṭupChandaḥ, śrīlakṣmīnārāyaṇō dēvatā, ōṃ bījaṃ, namaśśaktiḥ, nārāyaṇāyēti kīlakaṃ, śrīlakṣmīnārāyaṇa prītyarthē japē viniyōgaḥ ।

karanyāsaḥ ।
ōṃ nārāyaṇaḥ paraṃ jyōtiriti aṅguṣṭhābhyāṃ namaḥ ।
nārāyaṇaḥ paraṃ brahmēti tarjanībhyāṃ namaḥ ।
nārāyaṇaḥ parō dēva iti madhyamābhyāṃ namaḥ ।
nārāyaṇaḥ paraṃ dhāmēti anāmikābhyāṃ namaḥ ।
nārāyaṇaḥ parō dharma iti kaniṣṭhikābhyāṃ namaḥ ।
viśvaṃ nārāyaṇa iti karatalakarapṛṣṭhābhyāṃ namaḥ ।
aṅganyāsaḥ ।
nārāyaṇaḥ paraṃ jyōtiriti hṛdayāya namaḥ ।
nārāyaṇaḥ paraṃ brahmēti śirasē svāhā ।
nārāyaṇaḥ parō dēva iti śikhāyai vauṣaṭ ।
nārāyaṇaḥ paraṃ dhāmēti kavachāya hum ।
nārāyaṇaḥ parō dharma iti nētrābhyāṃ vauṣaṭ ।
viśvaṃ nārāyaṇa iti astrāya phaṭ ।
digbandhaḥ ।
ōṃ aindryādidaśadiśaṃ ōṃ namaḥ sudarśanāya sahasrārāya huṃ phaṭ badhnāmi namaśchakrāya svāhā । iti pratidiśaṃ yōjyam ।

atha dhyānam ।
udyādādityasaṅkāśaṃ pītavāsaṃ chaturbhujam ।
śaṅkhachakragadāpāṇiṃ dhyāyēllakṣmīpatiṃ harim ॥ 1 ॥

trailōkyādhārachakraṃ tadupari kamaṭhaṃ tatra chānantabhōgī
tanmadhyē bhūmipadmāṅkuśaśikharadaḻaṃ karṇikābhūtamērum ।
tatrasthaṃ śāntamūrtiṃ maṇimayamakuṭaṃ kuṇḍalōdbhāsitāṅgaṃ
lakṣmīnārāyaṇākhyaṃ sarasijanayanaṃ santataṃ chintayāmi ॥ 2 ॥

atha mūlāṣṭakam ।
ōm ॥ nārāyaṇaḥ paraṃ jyōtirātmā nārāyaṇaḥ paraḥ ।
nārāyaṇaḥ paraṃ brahma nārāyaṇa namō’stu tē ॥ 1 ॥

nārāyaṇaḥ parō dēvō dhātā nārāyaṇaḥ paraḥ ।
nārāyaṇaḥ parō dhātā nārāyaṇa namō’stu tē ॥ 2 ॥

nārāyaṇaḥ paraṃ dhāma dhyānaṃ nārāyaṇaḥ paraḥ ।
nārāyaṇa parō dharmō nārāyaṇa namō’stu tē ॥ 3 ॥

nārāyaṇaḥ parōvēdyaḥ vidyā nārāyaṇaḥ paraḥ ।
viśvaṃ nārāyaṇaḥ sākṣānnārāyaṇa namō’stu tē ॥ 4 ॥

nārāyaṇādvidhirjātō jātō nārāyaṇādbhavaḥ ।
jātō nārāyaṇādindrō nārāyaṇa namō’stu tē ॥ 5 ॥

ravirnārāyaṇastējaḥ chandrō nārāyaṇō mahaḥ ।
vahnirnārāyaṇaḥ sākṣānnārāyaṇa namō’stu tē ॥ 6 ॥

nārāyaṇa upāsyaḥ syādgururnārāyaṇaḥ paraḥ ।
nārāyaṇaḥ parō bōdhō nārāyaṇa namō’stu tē ॥ 7 ॥

nārāyaṇaḥ phalaṃ mukhyaṃ siddhirnārāyaṇaḥ sukham ।
sēvyōnārāyaṇaḥ śuddhō nārāyaṇa namō’stu tē ॥ 8 ॥ [hari]

atha prārthanādaśakam ।
nārāyaṇa tvamēvāsi daharākhyē hṛdi sthitaḥ ।
prērakaḥ prēryamāṇānāṃ tvayā prēritamānasaḥ ॥ 9 ॥

tvadājñāṃ śirasā dhṛtvā japāmi janapāvanam ।
nānōpāsanamārgāṇāṃ bhavakṛdbhāvabōdhakaḥ ॥ 10 ॥

bhāvārthakṛdbhavātītō bhava saukhyapradō mama ।
tvanmāyāmōhitaṃ viśvaṃ tvayaiva parikalpitam ॥ 11 ॥

tvadadhiṣṭhānamātrēṇa sā vai sarvārthakāriṇī ।
tvamētāṃ cha puraskṛtya sarvakāmānpradarśaya ॥ 12 ॥

na mē tvadanyastrātāsti tvadanyanna hi daivatam ।
tvadanyaṃ na hi jānāmi pālakaṃ puṇyavardhanam ॥ 13 ॥

yāvatsāṃsārikō bhāvō manassthō bhāvanātmakaḥ ।
tāvatsiddhirbhavētsādhyā sarvathā sarvadā vibhō ॥ 14 ॥

pāpināmahamēvāgryō dayāḻūnāṃ tvamagraṇīḥ ।
dayanīyō madanyō’sti tava kō’tra jagattrayē ॥ 15 ॥

tvayāhaṃ naiva sṛṣṭaśchēnna syāttava dayāḻutā ।
āmayō vā na sṛṣṭaśchēdauṣadhasya vṛthōdayaḥ ॥ 16 ॥

pāpasaṅghapariśrāntaḥ pāpātmā pāparūpadhṛt ।
tvadanyaḥ kō’tra pāpēbhyastrātāsti jagatītalē ॥ 17 ॥

tvamēva mātā cha pitā tvamēva
tvamēva bandhuścha sakhā tvamēva ।
tvamēva sēvyaścha gurustvamēva
tvamēva sarvaṃ mama dēva dēva ॥ 18 ॥

prārthanādaśakaṃ chaiva mūlāṣṭakamataḥ param ।
yaḥ paṭhēchChṛṇuyānnityaṃ tasya lakṣmīḥ sthirā bhavēt ॥ 19 ॥

nārāyaṇasya hṛdayaṃ sarvābhīṣṭaphalapradam ।
lakṣmīhṛdayakaṃ stōtraṃ yadi chēttadvinākṛtam ॥ 20 ॥

tatsarvaṃ niṣphalaṃ prōktaṃ lakṣmīḥ kruddhyati sarvadā ।
ētatsaṅkalitaṃ stōtraṃ sarvakāmaphalapradam ॥ 21 ॥

lakṣmīhṛdayakaṃ chaiva tathā nārāyaṇātmakam ।
japēdyaḥ saṅkalīkṛtya sarvābhīṣṭamavāpnuyāt ॥ 22 ॥

nārāyaṇasya hṛdayamādau japtvā tataḥ param ।
lakṣmīhṛdayakaṃ stōtraṃ japēnnārāyaṇaṃ punaḥ ॥ 23 ॥

punarnārāyaṇaṃ japtvā punarlakṣmīnutiṃ japēt ।
punarnārāyaṇaṃ jāpyaṃ saṅkalīkaraṇaṃ bhavēt ॥ 24 ॥

ēvaṃ madhyē dvivārēṇa japētsaṅkalitaṃ tu tat ।
lakṣmīhṛdayakaṃ stōtraṃ sarvakāmaprakāśitam ॥ 25 ॥

tadvajjapādikaṃ kuryādētatsaṅkalitaṃ śubham ।
sarvānkāmānavāpnōti ādhivyādhibhayaṃ harēt ॥ 26 ॥

gōpyamētatsadā kuryānna sarvatra prakāśayēt ।
iti guhyatamaṃ śāstraṃ prāptaṃ brahmādikaiḥ purā ॥ 27 ॥

tasmātsarvaprayatnēna gōpayētsādhayēsudhīḥ ।
yatraitatpustakaṃ tiṣṭhēllakṣmīnārāyaṇātmakam ॥ 28 ॥

bhūtapaiśāchavētāḻa bhayaṃ naiva tu sarvadā ।
lakṣmīhṛdayakaṃ prōktaṃ vidhinā sādhayētsudhīḥ ॥ 29 ॥

bhṛguvārē cha rātrau cha pūjayētpustakadvayam ।
sarvathā sarvadā satyaṃ gōpayētsādhayētsudhīḥ ।
gōpanātsādhanāllōkē dhanyō bhavati tattvataḥ ॥ 30 ॥

ityatharvarahasyē uttarabhāgē nārāyaṇahṛdayaṃ sampūrṇam ।